Research Your Contractor
It is mandatory your Contractor has the Proper Contractor’s License, General Liability and Workman’s Comp. Insurance, ask for proof of coverage. Also, take the time to check out the contractor through the BBB, and ask the roofing company for a list of references and take the time to call them.

Estimates For Your Roofing Job
When filing an insurance claim it is not necessary to get three bids to replace your roof. The insurance company is entitled to any savings you incur on the job not you. The insurance company is responsible for paying the appropriate market rate for a quality roofing application in your area. Arch Roofing & Restoration's bid is always in accord with the appropriate market rates. WARNING: Contractors offering to pay your deductible or issue "cash kickbacks" are asking you to participate in committing insurance fraud. Don't go there!

Keep Your Cash Until the Right Time
Do not make an initial payment to a roofer until you have materials on your job site, unless you are using a special order product such as slate, tile, metal or any other product that has a no return policy. Most importantly, do not make a final payment to your contractor until all work is completed.

Know Your Rights
Will my insurance company cancel or raise my premium payments if I turn in a roof claim? No. Insurance companies may not punish a homeowner for acts of God/Mother Nature. Homeowners do not have the option of moving their home out of the path of a hail storm, tornado or hurricane. Insurance premiums are regulated by the State Boards of Insurance. Insurance premiums fluctuate regularly so, even if you do not turn in a claim, your premiums may go up anyway.

Insurance Claim Assistance
"My insurance company will not pay for my roof replacement, what can I do?" Part of a professional roofing contractor's job should be to offer homeowners claims assistance and work directly with your insurance company on your behalf. Make sure the company you choose has expertise in this area and can help you enforce your rights. We are Insurance Claim Experts.

Complete Roof Inspections
Are you buying or selling a home or a commercial property? If so, please remember that most licensed home/building inspectors are not qualified to assess storm damage on roof tops. I have witnessed many instances where a buyer or seller has had to pay thousands of dollars out of their own pockets because an inspector made a mistake. The solution is simply to hire Haag Certified Roofing Inspector to give you a detailed inspection of the roof.

Got Questions? We've Got Answers!
Arch Roofing and Restoration would appreciate the opportunity to speak with you about your roof and answer your questions. Arch Roofing & Restoration is a Full Service Commercial and Residential Roofing Contractor. We are roofing and insurance claims experts. We would be happy to assist you with all aspects of your roofing project and make sure you receive the entire settlement you deserve.